Time Deposit Rates

Interest Rate on Deposits with effect from 26th November 2024

	HKD
Tenure	Upto 5 million	5 million to 50 million
1 Month	3.25%	3.20%
2 Months	3.25%	3.20%
3 Months	3.20%	3.15%
6 Months	3.10%	3.05%
9 Months	2.80%	2.75%
1 Year	2.80%	2.75%
18 Months	1.80%	1.75%
2 years	**	**
3 years	**	**
4 years	**	**
5 years	**	**

	USD
Tenure	Upto 5 million	5 million to 20 million
1 Month	4.60%	4.55%
2 Months	4.60%	4.55%
3 Months	4.50%	4.45%
6 Months	4.30%	4.25%
9 Months	4.20%	4.15%
1 year	4.10%	4.05%
18 Months	3.60%	3.55%
2 years	3.00%	**
3 years	2.50%	**
4 years	2.25%	**
5 years	2.10%	**

	Euro
Tenure	Upto 4 million	4 million to 16 million
1 Month	2.90%	**
2 Months	2.80%	**
3 Months	2.60%	**
6 Months	2.20%	**
9 Months	1.90%	**
12 Months	1.70%	**
18 months	1.25%	**
2 Years	0.60%	**
3 Years	0.20%	**
4 Years	0.10%	**
5 Years	0.10%	**

	GBP
Tenure	Upto 5 million	Upto 20 million
1 Month	4.45%	**
2 Months	4.50%	**
3 Months	4.50%	**
6 Months	4.15%	**
9 Months	4.05%	**
12 Months	3.90%	**
18 months	3.40%	**
2 Years	2.80%	**
3 Years	2.30%	**
4 Years	2.00%	**
5 Years	1.90%	**

** will be decided by Treasury on case to case basis

All interest rates are on per annum basis.

The above rates are only for individual customers. For deposits of any higher amount and corporate deposits
please contact us at + 852 3107-2970 / 2971 / 2972

Products and services described herein are not available to all persons in all geographic locations. Persons are required to ensure that they are aware of and observe all relevant restrictions that apply to them and are responsible for satisfying themselves that they may do so under the laws or the jurisdiction applicable to them.

The information contained herein is for general information only without warranty of any kind and may be changed at any time without prior notice.

No information contained herein should be regarded as an offer to sell, to subscribe to, or provide any recommendation.

To the extent permitted by applicable law, the Bank disclaims liability for any error, omissions or inaccuracies in the information and material provided and for any loss or damages incidental or consequential, resulting from its use or inability to use by any party, or in connection with any error, interruption,delay in operation etc.

Please refer to relevant terms and conditions. The Bank reserves the right to suspend, vary or discontinue any promotional offers and services of any any time without further notice. The Bank also reserves the right to revise any interest rate, fees and charges from time to time subject to Bank's notice for any such variance. In case of any dispute, the decision of the Bank shall be final.